A mortgage for a Spanish property, usually takes two to three weeks, it is not unusual to take 6 to 8 weeks – size is important, smaller percentage or purchase price loans are handled locally, larger loans or high percentage lending usually has to be countersigned at the banks head office which can add two weeks to the transaction.  When you have found a Marbella property or a Spanish property, it will take about 6-10 weeks to complete the transaction including contract, lawyer, mortgage and notary.